How SafeKip prevents fraud and financial misuse

This policy explains how SafeKip works to prevent fraud, scams, fake payment claims, money laundering, terrorism financing, identity abuse, and misuse of escrow transactions. It applies to users, transactions, payouts, support requests, disputes, and evidence submitted on the platform.

SafeKip may require email verification, mobile verification, NIN-based personal verification, selfie/liveness checks, business CAC review, bank account verification, owner or director verification, and additional checks where risk signals require deeper review.

We may monitor transaction size, frequency, inspection periods, counterparty patterns, account age, device activity, payment timing, dispute patterns, uploaded evidence, and withdrawal behaviour to identify unusual or suspicious activity.

Users must not use SafeKip for illegal goods or services, stolen property, fraud, fake alerts, forged receipts, false delivery claims, false disputes, money laundering, terrorism financing, sanctions evasion, identity abuse, account takeover, or third-party account misuse.

SafeKip may review payment proofs, screenshots, receipts, delivery evidence, chat records, and dispute uploads using rule-based checks, staff review, and automated tools where available. Suspicious, edited, AI-generated, or inconsistent evidence may trigger a compliance case.

Withdrawals are allowed only to verified bank accounts owned by the user or an approved business profile. SafeKip may block third-party withdrawals, delay payouts, request more verification, or review unusual withdrawal velocity before funds are released.

Where risk is detected, SafeKip may pause automatic release, freeze escrow funds, hold withdrawals, restrict account actions, request additional evidence, escalate to compliance review, or suspend an account while the issue is investigated.

SafeKip may retain records and cooperate with banking partners, regulators, law enforcement, courts, auditors, or compliance advisers where required by Nigerian law, court order, regulatory request, fraud investigation, or platform safety obligation.

Users should create accurate deal descriptions, fund only through approved escrow instructions, protect delivery codes, avoid third-party bank accounts, keep proof of delivery, and report suspicious behaviour immediately through support or dispute channels.

SafeKip may update this policy as fraud patterns, payment infrastructure, legal requirements, verification tools, or compliance practices change. Continued use of the platform means users agree to the latest policy version.