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How SafeKip works

SafeKip protects both sides by holding funds for each transaction until delivery, inspection, approval, refund, or dispute resolution is complete.

SafeKip guidance

Clear policies, secure transaction rules, and practical protection for Nigerian buyers, sellers, freelancers, and businesses.

1. Start a transaction

Buyer and seller agree on amount, description, delivery date, inspection period, fee handling, and counterparty details before money moves.

2. Buyer funds escrow directly

The buyer transfers funds into the secure escrow account created for that specific deal. SafeKip does not support manual wallet top-ups or stored deposit balances.

3. Seller delivers with evidence

The seller should keep proof before and after delivery, including receipts, photos, tracking records, messages, or completion evidence.

4. Buyer inspects and approves

After receiving the product or service, the buyer confirms delivery and approves release. Funds move to the seller Available Balance before withdrawal.

5. Disputes protect both sides

If something goes wrong, either party can open a dispute and upload evidence. A Dispute Officer reviews the case without exposing internal assignment details.